In 2023, employers reported nearly 3.2 million workplace accidents. The Bureau of Labor Statistics recorded 5,190 workplace deaths in 2022. No employee goes to work thinking they will be united on the job, and everyone deserves to be safe and protected at all times when going to work.
Sadly, from the above statistics, you can see this isn't always the case. If you do find yourself the victim of a workplace accident, these are things that can help you get the support you need.
One of the first things you should do when you are injured at work is to inform your employer or line manager and arrange medical treatment if required. If your injuries are life-threatening, then you need to call 911 immediately and get the medical treatment you need as a priority. However, you must also get management or the business owner to know what is happening.
Each state will have its own rules and regulations regarding reporting an injury to your employers. Typically, you need to report this immediately or within 30 days to qualify for any worker's compensation or benefits.
Once your employer is aware of the accident, you will be inside with the appropriate forms to complete. Workers' Compensation Forms need to be filled in accurately and quickly and then mailed to your cloak workers' compensation board with a copy going to your employer and their insurance company, too.
Your employer's insurance company will access this form, so you need to ensure there are no errors as everything will be checked over in fine detail, and mistakes or embellishments will cost you your claim even if you're entitled to compensation.
You might find your workers' comp claim denied for many reasons; in this case, you can appeal the ruling with legal advice to ensure you get what you're entitled to; however, ensuring correctly filled-in forms will help you avoid it being denied for any admin mistakes.
It is really important that you attend any hearings or appointments requested during this time and as required by your employer, their insurance company, or other parties. Being able to prove your injury and doing what is requested of you will make the process easier and reduce the likelihood of a legitimate claim being denied.
This goes for any hearing you need to attend in case your claim is denied, as requested by your lawyer. Most workers comp claims are settled before they reach the hearing stage, but you must be committed to attending these hearings necessary.
Being injured at work isn't something anyone wants to happen to them, but for this reason, workers comp is on hand to help you out in the event of loss of earnings, physical ability, or life-changing or life-limiting injuries. However, for a successful claim, you need to follow the correct procedure to get what you are entitled to from your employer if your accident is not your fault. In any event, you're free to get legal representation to help you through the process and ensure that you are treated fairly by your employer and their insurance company.