4 Daily Tasks to Outsource to Maximize Your Productivity

Attempting to balance several personal and professional responsibilities is a challenge that people face every day. It’s no secret that the most mundane household chores can quickly eat into time you could otherwise spend more productively on work, hobbies, exercise, or with family and friends. Consider outsourcing some of the following tasks in order to maximize your daily productivity and regain control of your time and energy.

Planning and preparing meals for one person, two people, or a whole family can take an hour or more every day, especially if there are different food preferences and dietary requirements at play. There are a number of meal prep services available online and even locally in some cities that create meals for a range of tastes, diets, allergies, and price points.

Keeping a budget, organizing important paperwork, filing taxes, and tracking your progress toward reaching savings goals can feel overwhelming, especially if you don’t feel confident in your financial know-how. The good news is that you can outsource each of these tasks to someone with accounting experience and financial expertise. When deciding who to hire, it’s helpful to start by asking trusted friends, family, and colleagues if they have any recommendations.

Another task you can take off your plate is worrying about protecting yourself and your family’s financial future. A financial professional can talk to you about life insurance options and help you compare life insurance quotes to find a policy that best meets your needs. Depending on your family situation and how many people rely on you financially, you may opt for permanent life insurance, which is a more expensive policy that offers a death benefit and accrues cash value, or term life insurance, which is a more affordable option if you are looking for coverage for a set period.

Buying groceries can take up a huge chunk of your day, especially if you live relatively far from a market. Between making a grocery list, traveling to the store, walking the aisles, and checking out, it all adds up. Instead, try using a grocery delivery service. There are online retailers that will ship your selection of items directly to you. You can also usually order groceries for delivery directly from your local supermarket.

No matter the size of your home, tasks such as cleaning and laundry can hinder your productivity. If you find yourself washing dishes after every meal, deep cleaning the bathroom once a week, or doing load after load of laundry, it may be time to bring in some outside help. Think about what kind of service makes the most sense for your lifestyle and how frequently you need help. Ask around for recommendations, check online to see which companies are available in your area, and make sure to read the reviews before you hire anyone. 

Your time is precious. Figure out where you need help and what you can afford to outsource to make the most of your days. 

The primary purpose of permanent life insurance is to provide a death benefit. Using permanent life insurance accumulated value will reduce the death benefit and may affect other aspects of the policy.